Iowa Electronic Liens & Titles (ELT)

Frequently Asked Questions about ELT in Iowa:

Who is affected by the ELT process?
"The ELT process implements a new avenue of communication between the Iowa Department of Transportation (DOT), participating lenders, Iowa’s 99 county treasurers and vehicle owners. Vehicle owners should expect the same high standard of service from this process."

Why is ELT being implemented?
"Iowa Senate File 2273, 83rd General Assembly, approved on April 7, 2010 established a study committee regarding the implementation of electronic registration and titling of vehicles. This committee published the results of their findings on December 1, 2010, and recommended a phased approach to implementation of electronic transactions for titling and registration. Phase one consists of facilitating electronic communication between the DOT and lenders for lien notations and releases. The Iowa ELT program is anticipated to result in faster notification of lien notations and releases, reduce fraud, reduce costs for mailing of paper titles, improve data accuracy, and reduce administrative burdens for all."

Who is required to participate?
Participation in the program is optional, though encouraged.

Are there any costs from IA DOT for enrolling or participating in ELT?
Iowa charges no fee associated with signing up for ELT, and no additional fees for receiving an ELT instead of paper title or releasing a lien interest through the ELT system. Standard title application fees charged by the county treasurer's office will still apply.

Can I request a motor vehicle record?
Yes.   Iowa has a public website for checking motor vehicle records.

Quotes above are taken from the Iowa ELT Implementation Guide.

Premier eTitleLien® Decision Dynamics, Inc.